Home and Garden Chatter

5 Reasons why you will need a solicitor

Most people in their lives will need a solicitor at some point. Some people may not realise that they need a solicitor if they are, for example, moving house or writing a will.

To help you out here are 5 reasons why you would need a solicitor.

The first possible reason is Civil Litigation, in other words, trying to resolve a private or public legal dispute. If you are the target of a lawsuit and you need the law behind you, a solicitor is the best way to help you.

The second reason is Conveyancing. Buying or selling a house can be a real challenge, but buy getting a solicitor you can make sure that you’re not missing a thing, they can offer advice on surveys, valuations, deposits, estate agents and much more.

The next reason is Family Law, this covers all sorts, including, divorce, custody battles and financial problems. If you’re struggling with any other these problems it’s sometimes hard to sort them out yourself, this is where a solicitor comes in, they can help fight your battles for you and get the best result.

The penultimate reason is Personal Injury. Any type of injury can cost you different things. It could cause you to have time off work, intense pain or financial loss. A solicitor can help you to gain compensation from the person who caused this injury. Some solicitors work on a ‘no win no fee’ basis, making this service better for the injured customer.

The final reason is Wills and Trusts. If you want to ensure that your loved one are protected after your death, or to make sure your assets go to the people you want. Sometimes these legal documents can be confusing, a solicitor can help you make sure everything is sorted, from setting out if one of your beneficiaries were to die before you do, to at what age you want your children to inherit your assets.

All of the above situations can be very difficult to handle on your own, a solicitor can help you with all your legal battles and ensuring you get what is yours.

There are many solicitor firms out there, finding a good one can be a challenge itself, but in the law business, experience is gold.

One Sussex solicitors firm I would recommend is Bennett Griffin, they have over 40 years of experience and can help you with all of the situations above plus many more, including business problems, all in a professional manner.

HIPS kill UK housing market

Forget the credit crunch, it’s not that which has killed the UK housing market, it’s blasted HIPS, pure and simple.

For the uneducated - HIPS, Home Information Pack

Now, I am not a cynic by nature, but isn’t the whole HIPS thing is nothing more than a money making scheme for Her Majesty’s Government?

I have no doubt that HIPS have been a major factor in the recent current collapse of the housing market. Yes a lot of people are hurting because they are coming off of cheap mortgages, but people need to realise we have been in a boom period and that like anything all good things must come to an end.

Why do we need hips?

A hip consists of a sale statement, local search information and evidence of title. A HIP also includes an Energy Performance Certificate which contains advice on reducing CO₂ emissions and utility bills.

What utter garbage, here is what the main site say about HIPS: HIPS could save you money, time and stress.

If anything the cost of getting a HIP done is more likely to increase stress.

The British people have not bought into HIPS, they are just another layer of bureacracy which we can do without. The credit crunch is the easy excuse from the goverment, but HIPS have not helped the housing market in the slightest.

New Homes Blog

HIPS

Homeowners face total meltdown

If you believe the hype home owners are indeed facing total meltdown, why? Easy………

• Mortgage rates are going up
• The banks have no spare cash
• Oil prices are on the up
• Food prices are on the up

Yes folks we are going to hell in a handcart. Personally speaking I don’t buy all the doom and gloom. There are still plenty of people sitting on a great deal of cash after all we have just come out of a ‘Boom’ period.

This is the element that concerns me, where has all the money gone? Yes it has been a period of spend, spend, spend, but who is looking is after all the cash that has been spent?

If as we are led to believe there is no money left in any pots then people have been very wreck less and have only themselves to blame.

Surely the banks and lenders such as Barclays, Nat West, HSBC, Halifax and Nationwide knew this was coming, of course they did, they are passing their bad management onto us.

Any household should look to have six months of reserve funds in place at the very least. Then at the very worst case scenario should all go wrong there is funding available for those rainy days which by all accounts are going to be pouring on us very soon!

So what is left for us? One word…….. EMIGRATE. According to one blog the National Office of Statistics has released figures stating that 2m Brits have left our shores in the last 10 years.

Emigration sounds like a great idea - but then you have the catch 22 situation - who at the moment is going to buy your home? After all there’s no money!

See the full blog on Emigration statistics at Land and Brand New Homes.